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　　People in America usually have two kinds of bank accounts. 　　First, they have a checking account. Those accounts don't usually pay interest,but they let people write checks. Checks are often used to buy things or pay for services. Some checking accounts are free, but others charge a monthly fee. 　　The second kind of account is a savings account. The more money is in the account, the higher the interest is. Very often, both savings and checking accounts areat the same bank. So, it's easy to transfer money between accounts. 　　Few people go to their banks for services. With all the big banks, you can do your banking by telephone, computer, or an ATM. At an ATM, you can deposit and withdraw money, check your balance, and transfer money. And people can use their AT cards topay for things, like at grocery stores and gas stations. ? ? ? ?譯文： 　　在美國(guó)的人通常會(huì)有兩種銀行賬戶(hù)。 　　*種是支票賬戶(hù)。這種賬戶(hù)銀行不會(huì)付利息給您.而只讓人們用它來(lái)開(kāi)支票以支付支票金額。支票常用于買(mǎi)東西或支付服務(wù)費(fèi)。有些銀行免費(fèi)提供支票賬戶(hù)，有些銀行則會(huì)收一些月費(fèi)。 　　第二種是存款賬戶(hù)。賬戶(hù)里的錢(qián)越多，利息就越高。人們經(jīng)常將存款賬戶(hù)和支票賬戶(hù)設(shè)在同一個(gè)銀行，那樣在兩個(gè)賬戶(hù)之間相互轉(zhuǎn)賬就會(huì)變得很容易。 　　很少有人會(huì)親自到銀行要求服務(wù)。所有大銀行都可以讓你用電話(huà)、電腦或是自動(dòng)提款機(jī)來(lái)做賬戶(hù)的管理。用自動(dòng)提款機(jī)，你可以存款、提款、查詢(xún)余額和轉(zhuǎn)賬，而且人們可以用他們的金融卡來(lái)付錢(qián)，比如在超市或加油站付賬時(shí)。 　　高頻詞匯 　　deposit ? ?存款，儲(chǔ)蓄 　　identification ? 身份證明:鑒定 　　memo ? 備忘錄，便簽 　　exchange rate ? 匯率 　　maturity date ? 到期日 　　urgent ? ?緊急的 ? ? ? ? 以上是由重慶美聯(lián)英語(yǔ)小編為您整理的關(guān)于銀行賬戶(hù)英語(yǔ)作文的全部?jī)?nèi)容。